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The Essence of Window Cleaning Insurance
Comprehensive window cleaning insurance should cover you from among other things, for example, damage to windows being cleaned. Depending on the size of your business, you can opt for either cleaners' public liability or employers’ liability cover.
Public liability insurance is very appropriate for cleaners who work alone, are in partnerships or operate the cleaning business as a limited company with a single director and having no employees. While you are not legally obligated to subscribe for this product, it is in most instances a contractual requirement.
The employers' liability aspect of the cleaning insurance covers against employee claims brought against you for bodily injury while they are on duty working for you. Claims can be made for injury sustained while working within or out of geographically recognised limits if such duties are temporary.
Window cleaning is a profitable career as long as commercial buildings and homes have windows that have to be cleaned regularly. Owning small businesses is however risky, window cleaning business included. Window washing in fact has ingrained dangers that make window cleaning insurance very essential in protecting your business as well as your employees.
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